Deposit Services: (Personal Banking)

Checking Accounts

Product NameSpecial Requirements for Account OwnershipMinimum Opening DepositMinimum Balance to Avoid Service ChargeService Charge (Monthly)Images with Mailed StatementOnline-StatementsFree PRVB custom ChecksWaived fee Cashiers Checks & M.O.Go Pay
Monthly
Service Charge
Debit/ATM CardPRVB Foreign ATM FeePays Interest
Free Cyber-CheckingActive Receipt of e-Statements$100.00NoneNoneYesRequiredNoNoWaivedIncludedWaivedNo
No Frills CheckingNone$100.00NoneNoneNoOptional (Included)NoNo$4.95IncludedYesNo
Advantage CheckingNone$100.00None$8.00NoOptional (Included)YesYesWaivedIncludedWaivedNo
Golden Rewards CheckingAvailable to Customers 55 years of age$100.00NoneNoneYesOptional
(Included)
YesYesWaivedIncludedWaivedNo
Premier Interest CheckingNone$500.00$500.00 $10.00YesOptional (Included)NoNo$4.95IncludedYesYes

 

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Savings Accounts

Product NameSpecial Requirements for Account OwnershipMinimum Opening DepositMinimum Balance to Avoid Service ChargeService Charge (Monthly)*Withdrawal Limitations
 
Online-StatementsATM CardPRVB Foreign ATM Fee Interest Compounded and Credited
Money Market AccountNone$500.00$2,500.00$10.00YesOptional (Included)IncludedYesMonthly
SavingsNone$50.00$25.00$5.00YesOptional (Included)IncludedYesQuarterly
Kids KashChildren under 18 yrs of age**$5.00NoneNoneYesOptional (Included)IncludedYesQuarterly

 

* Important Notice: Savings accounts are limited transaction accounts and are subject to Regulation D. Excessive withdrawals over the limit may result in fees, account closure, change of account type, termination of transfer capability or other remedial action. See your account disclosure for full details
**Adult joint account-owner is required

 

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CD's

Product NameSpecial Requirements for Account OwnershipMinimum Opening DepositTerms AvailablePays InterestInterest Compounded and CreditedEarly withdrawal  penaltySpecial Provisions
Standard CDNone$1,000.003 months to 60 monthsYesQuarterlyYesNo
Jumbo CDNone$100,000.003 months to 60 monthsYesQuarterlyYesNo
Savers CDNone$100.001 yr to 5 yrsYesQuarterlyYesUnlimited Deposits
(minimum $50.00 each)
Investment CDNone$30,000.001 yr to 5 yrsYesQuarterlyYesUnlimited Deposits
(minimum $1000.00 each)
Special Investment CDNone$30,000.001 yrYesQuarterlyYesUnlimited Deposits
(minimum $1000.00 each)
One withdrawal per month without penalty

 

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IRA’s – Individual Retirement Arrangements

Product NameMinimum Opening DepositTerms AvailablePays InterestInterest Compounded and CreditedContributionsEarly withdrawal  penaltySpecial Provisions
Traditional$100.0012 months to 60 monthsYesQuarterlyUnlimited
$5.00 Min
YesDetails located here
Roth$100.0012 months to 60 monthsYesQuarterlyUnlimited
$5.00 Min
YesDetails located here
SEP$100.0012 months to 60 monthsYesQuarterlyUnlimited
$5.00 Min
YesDetails located here

 

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Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law now requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.


What this means for you:
When you open an account, we will ask for your name, address, date of birth, social security number, name, address and phone number of your employer, and other information that will allow us to identify you. We will ask to see your driver's license or another acceptable form of photo ID or other identifying documents. We thank you for your cooperation and value your account relationship.